Xbox Mastercard
Apply now and, after your first purchase, earn a bonus of 5,000 card points ($50 value) and 3 months of Game Pass Ultimate for new members.1,2,3

Earn card points on the things you love
5X
Digital Microsoft Store
Earn 5x card points on eligible products at the digital Microsoft Store.2
3X
Streaming services
Earn 3x card points on eligible streaming services like Netflix® and Disney+®.2
3X
Dining delivery services
Earn 3x card points on eligible dining delivery services like Grubhub® and DoorDash®.2


Redeem your card points, get more gaming
Redeem card points on games and add-ons at xbox.com (applied as a credit on your billing statement).2


Sign in with your Microsoft account
Sign in or create a new Microsoft account to link your Xbox profile with your Xbox Mastercard.
Xbox Mastercard Preview
The Xbox Mastercard Preview is rolling out to Xbox Insiders now. Join and be the first to experience the Xbox Mastercard. Not an Xbox Insider? Enroll now!
LEARN MOREComplete your application
You’ll be transferred to BarclaysUS.com to complete your application.
Start earning and redeeming points
Once approved, you can instantly start shopping and earning card points with your Xbox Mastercard.2
Manage your card account
View your card points and manage your payments at BarclaysUS.com.
MANAGE CARDFrequently Asked Questions
You earn card points when you or your authorized card user(s) make purchases (minus credits, returns, and adjustments) with your Xbox Mastercard. For details, see the card point earning conditions and limitations available in the Terms and Conditions at: Terms and Conditions
At this time, Xbox Insiders in the 50 United States can apply from the Xbox Insider Hub on the Xbox console or from a Windows PC by joining the Xbox Mastercard Preview. For details, visit: Xbox Wire
If you’re 18 years of age or older, you can get started by downloading the Xbox Insider Hub app on your Xbox console or Windows device. For more info, visit: Xbox Insider Program FAQ.
You can redeem your card points when using your Xbox Mastercard to make digital purchases of single eligible items through “Buy” or “Buy Now” at xbox.com. Get the most up-to-date details about Xbox Mastercard redemption at: xbox.com/creditcardterms
Game Pass Ultimate offers are valid for new members who have not had a paid Xbox Game Pass Ultimate, PC, or Console subscription. You are eligible to redeem this offer if you’ve only had a Game Pass Ultimate, PC, or Console trial membership previously. If you have been a paid member before, you can still give the code to a friend. Microsoft may change this requirement at any time at its sole discretion. Offer subject to Xbox Subscription Terms & Conditions.
Yes, you’re eligible.
No, Microsoft Rewards points and Xbox Mastercard card points can’t be combined, but you can continue earning Microsoft Rewards points for eligible digital Microsoft Store purchases as long as you’re a Rewards member. Find more about Microsoft Rewards Shop & Earn at Microsoft Rewards - Shop online and land on more rewards.
1. The Xbox Mastercard is issued by Barclays Bank Delaware. Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive activity or rewards manipulation (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.Annual Fee is $0. For purchases and balance transfers, the variable APR is 20.99%, 26.99% or 29.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $10). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
2. Conditions and limitations apply. See Reward Rules for additional information. Visit BarclaysUS.com/XboxMastercardRewards for the list of eligible products, stores, and services for earning card points. Visit xbox.com/creditcardterms for additional details on redeeming card points.
3. Game Pass Ultimate is owned and operated by Microsoft. Valid for new Xbox Game Pass members in the 50 United States only. See FAQs for more details. First purchase must be made within 180 days of account opening. Unless cancelled, subscription continues automatically at the regular monthly price when promotional period ends. Code must be redeemed by the expiration date provided when you receive the code. Limit 1 per Microsoft account. Subject to the Microsoft Services Agreement, Game Pass terms and system requirements at: xbox.com/subscriptionterms. If gifting your Game Pass Ultimate code to a friend, the same offer terms apply. Terms, exclusions, and streaming limits apply. Game catalog varies over time, region, and by device. See xbox.com/gamepass. Xbox Cloud Gaming (Beta): requires supported game and may require supported Bluetooth controller (each sold separately). Select regions and devices. Streaming limitations apply, server availability and wait times may vary. Requires internet, ISP fees apply.
* Terms, exclusions, and streaming limits apply. Game catalog carries over time, region, and by device. See xbox.com/gamepass. Xbox Cloud Gaming (Beta): requires supported game and may require supported Bluetooth controller (each sold separately). Select regions and devices. Streaming limitations apply, server availability and wait times may vary. Requires internet, ISP fees apply.
4. For primary cardmember only. To be eligible to print, gamertag must only contain alphanumeric characters and/or spaces; no special characters allowed. Gamertag must comply with the Microsoft Service Agreement and Xbox Community Standards; if gamertag violates these standards, Barclays reserves the right to issue or reissue your card without a printed gamertag. If you change your gamertag after having it printed on your Xbox Mastercard, a replacement card will not be automatically reissued.
5. FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.
The Xbox Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.